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RELATED FAQS NAUKRIOWALA
How can I improve my credit score quickly?
Paying bills on time, reducing credit card balances, avoiding new credit inquiries, and keeping old accounts open can help improve a credit score over time.
What’s the difference between saving and investing?
Saving involves setting aside money in secure, low-risk accounts (e.g., savings accounts) for short-term goals. Investing involves putting money into assets (stocks, bonds, real estate) for long-term growth, with higher risk and potential returns.
How much should I save for retirement?
A common rule is to save 15-20% of your income, but the exact amount depends on age, lifestyle, and retirement goals. Many experts recommend using retirement calculators to estimate needed savings.